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Retirement Calculator

Find the corpus you need to retire comfortably and the monthly SIP it takes to get there — inflation-adjusted, in seconds.

Current age

yrs

Retirement age

yrs

Life expectancy

yrs

Current monthly expense

₹

Current retirement savings

₹

Inflation

Return before retirement

Return after retirement

Monthly expense at retirement

₹2,87,175

In 30 years, adjusted for 6% inflation

Corpus required at retirement

₹7.67 Cr

To fund expenses till age 85

Future value of current savings

—

Shortfall to cover

₹7.67 Cr

Monthly SIP required

₹21,734

Invest this every month for 30 years at 12% p.a.

Save this plan & track progress

Create a free Dhansphere account to save your retirement plan, link goals, and review monthly.

Private by default

Calculations run in your browser. Nothing is stored unless you sign up.

Inflation-aware

Uses a real-return model so the corpus actually lasts.

Built for India

INR formatting, lakhs & crores, realistic default assumptions.

Estimates only. Not investment advice. Markets fluctuate; review your plan annually.